A free 15-minute call to answer your questions about the loan programs that fit what you are looking for. It is not a loan approval or a commitment to lend.

Eric Lawrence Frazier is a licensed Mortgage Loan Originator (NMLS 461807). He originates loans through NEXA Lending, his mortgage service provider. On any loan he originates, NEXA Lending compensates him. You are never charged for his time to answer mortgage questions.

No. You may work with any lender you choose.

Nothing. The 15-minute mortgage consultation is free. If you apply for a loan, your loan costs are disclosed in your Loan Estimate as required by law.

No. There are no advance fees for mortgage services. All loan costs appear on your Loan Estimate and Closing Disclosure.

No. They are separate services. As a loan originator, Eric gives information about mortgage products and answers your loan questions. Personal Coaching is a paid engagement covering budgeting, credit, readiness and whether a mortgage is the right move at all.

Start with Personal Coaching. It is the right first step if you are not sure you can qualify, need a mortgage, or even want one.

Eric guides your application through NEXA Lending, and you receive every required disclosure before you commit.

Yes — purchase, refinance, investment and specialty programs, subject to qualification and program availability.

One advisor with decades of experience in mortgage finance, real estate and personal finance — and no charge to answer your mortgage questions.

Book the free 15-minute mortgage consultation, or call 800-261-1634 ext. 703. NMLS 461807. Equal Housing Opportunity.