Eric Lawrence Frazier | Publishing & Education

Real Estate, Homeownership, Family & Finance

Explore our magazines covering HUD Homes for Sale, Real Estate News, and Faith, Family & Finance Education. Real publications. Useful information. Perspectives to help you make informed decisions.

Actual Eric Frazier’s HUD Magazine publication coverActual Real Estate Magazine publication coverActual Faith, Family and Finance Magazine publication cover
The actual magazine covers | October 2026
Member reading library

Explore More with Membership

Discover real estate, homeownership, and personal finance education across the publishing collection.

Public covers and magazine descriptions are previews. Full issues require the appropriate membership access.

View Membership Options →
Eric Lawrence Frazier | Publishing & Education

Real Estate Magazine

Real Estate News, Housing Markets & Investment Strategy

Real estate news, housing markets, homeownership, and investing perspectives to support informed decisions.

Explore Available IssuesMembership Options
Actual October 2026 published Real Estate Magazine cover
Authentic Published Magazine Cover | October 2026
Eric Lawrence Frazier | Publishing & Education

Eric Frazier's HUD Magazine

HUD Homes for Sale & Homebuyer Education

HUD homes for sale, property opportunities, buyer preparation, financing, and homeownership education.

Explore Available IssuesMembership Options
Actual October 2026 published Eric Frazier's HUD Magazine cover
Authentic Published Magazine Cover | October 2026
Eric Lawrence Frazier | Publishing & Education

Faith, Family & Finance Magazine

Faith, Family & Finance Education

Financial education, family stewardship, responsible decision-making, and legacy building.

Explore Available IssuesMembership Options
Actual October 2026 published Faith, Family & Finance Magazine cover
Authentic Published Magazine Cover | October 2026

Fair Housing Series Part 7: Gentrification: Displacement or Opportunity? – Footnotes

  1. Hwang, Jackelyn, and Robert J. Sampson. “Reassessing Trends in Black Population Loss from American Cities, 1970–2009.” Du Bois Review 11, no. 1 (2014): 137–167. The study documents systematic displacement of Black residents from urban cores across major American metropolitan areas over four decades, driven by rising property values and rent increases following investment in previously disinvested neighborhoods.
  2. Rothstein, Richard. The Color of Law (New York: Liveright Publishing, 2017), 182–198. The neighborhoods that are gentrifying today are, in most cases, the same neighborhoods that were explicitly redlined by the FHA in the 1930s and 1940s. Their current desirability does not erase the history of their devaluation. The residents who were pushed into those neighborhoods by discriminatory policy are now being pushed out by the market forces that discriminatory policy made inevitable.
  3. National Community Reinvestment Coalition, Shifting Neighborhoods: Gentrification and Cultural Displacement in American Cities, March 2019. The report identifies 1,049 census tracts that gentrified between 2000 and 2013, with Black and Hispanic residents bearing the largest share of displacement in cities including Washington D.C., New York, Los Angeles, and Chicago.
  4. Hertz, Daniel. “The Connection Between Affordable Housing and Jobs.” Center for Neighborhood Technology, 2015. Workers displaced from urban cores to outlying areas spend a disproportionate share of income on transportation, with low-income households in car-dependent outer suburbs spending up to 25 percent of household income on commuting costs — effectively negating any savings from lower housing costs.
  5. Stehlin, John. “The Post-Industrial “Shop Floor”: Emerging Forms of Gentrification in San Francisco’s Innovation Economy.” Antipode 48, no. 2 (2016): 474–493. The study documents the relationship between the tech economy’s colonization of urban space and the displacement of service workers who supported that economy but can no longer afford to live near it.
  6. Zuk, Miriam, et al. “Gentrification, Displacement and the Role of Public Investment.” Federal Reserve Bank of San Francisco Community Development Working Paper 2015-05. The study finds that while gentrification produces measurable neighborhood improvements in physical infrastructure, school quality, and retail access, long-term lower-income residents rarely benefit because they are displaced before those improvements materialize in their household finances.
  7. Joint Center for Housing Studies of Harvard University, The State of the Nation’s Housing 2025, June 2025. The report documents that the price-to-income ratio for entry-level homeownership has reached historic highs in every major metropolitan market, with the most severe conditions in coastal cities where gentrification has been most pronounced. Multi-family purchasing and co-investment structures have emerged as the primary access mechanism for moderate-income households.
  8. National Association of Realtors Research Group, Profile of Home Buyers and Sellers 2024, November 2024. The median down payment among first-time buyers rose to 9 percent in 2024, with 38 percent of first-time buyers citing “preference for a different area” as the primary reason for not purchasing sooner — a figure that has remained consistent for over a decade and suggests that location preference, not price alone, is the dominant barrier to entry for this segment.

Leave a Comment

Scroll to Top