- Mortgage Bankers Association. (2026). Mortgage Credit Availability Index – July 2026 Report. Retrieved August 26, 2026, from https://www.mba.org/news-and-research/research-and-economics
- Federal Housing Finance Agency. (2026). Conventional mortgage underwriting and market standards overview. Retrieved August 26, 2026, from https://www.fhfa.gov/
- Consumer Financial Protection Bureau. (2026). Understanding mortgage approval and underwriting standards. Retrieved August 26, 2026, from https://www.consumerfinance.gov/owning-a-home/prepare/
Mortgage Credit Is Loosening—but That Does Not Mean Everyone Will Qualify
