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Eric Lawrence Frazier | Publishing & Education

Real Estate Magazine

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Eric Lawrence Frazier | Publishing & Education

Eric Frazier's HUD Magazine

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Authentic Published Magazine Cover | October 2026
Eric Lawrence Frazier | Publishing & Education

Faith, Family & Finance Magazine

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Authentic Published Magazine Cover | October 2026

Proposition 37: The Ten-County Affordability Test – Footnotes

  1. Los Angeles County: KB Home, Jade, El Monte, advertised starting price $748,880; KB Home’s primary-source community page, https://www.kbhome.com/new-homes-los-angeles-and-ventura-county/jade . Builder states solar is additional and homesite premium may apply. Selected October 21, 2026 pricing snapshot; primary-source page rechecked October 23, 2026.
  2. San Diego County: Lennar, Anden at Escaya, Chula Vista, Anden 1 at 2133 Archer Avenue, Unit 2, advertised $716,900; builder’s specific inventory page, https://www.lennar.com/new-homes/california/san-diego/chula-vista/anden-at-escaya/anden-1/11063510123 . October 21, 2026 sample price; primary-source page rechecked October 23, 2026.
  3. Orange County: Trumark Homes, Sunflower at Rienda, Rancho Mission Viejo, Plan 1, 1745 Scarlett Road, Lot 61, listed at $907,250; exact builder-owned page, https://trumarkhomes.com/new-homes/ca/rancho-mission-viejo/sunflower-at-rienda/plan-1/1745-scarlett-rd/ . October 21, 2026 sample price; primary-source page rechecked October 23, 2026. Other floor plans and inventory can have materially different prices.
  4. Riverside County: Taylor Morrison, Victoria Square, Riverside, Plan 1, 9573 Zion Avenue, advertised at $684,990; builder’s specific inventory page, https://www.taylormorrison.com/ca/southern-california/riverside/victoria-square/floor-plans/plan-1/home-available-now-at-9573-zion-avenue . October 21, 2026 price snapshot; primary-source page rechecked October 23, 2026. Builder’s own illustrated payment uses its own lending assumptions and is not this article’s financial model.
  5. San Bernardino County: KB Home, Canopy at Parkview, Fontana, community starting price $567,990; builder-owned page, https://www.kbhome.com/new-homes-san-bernardino-county/canopy-at-parkview . Plus solar and possible homesite premiums; October 21, 2026 sample price, checked against builder page October 23, 2026.
  6. Santa Clara County: KB Home, Preserve at Crosswinds, Morgan Hill, community starting price $1,239,990; builder-owned page, https://www.kbhome.com/new-homes-bay-area-south/preserve-at-crosswinds . Additional cost of solar and possible homesite premium; October 21, 2026 sample price, checked against builder page October 23, 2026.
  7. Alameda County: KB Home, The Chapter, Castro Valley, community starting price $1,136,500; builder-owned page, https://www.kbhome.com/new-homes-bay-area-south/the-chapter . Additional cost of solar and possible homesite premium; October 21, 2026 sample price, checked against builder page October 23, 2026.
  8. Sacramento County: Meritage Homes, Vinterra, Sacramento, advertised starting price $660,000 on builder community page, https://www.meritagehomes.com/state/ca/sacramento/vinterra ; corroborated by builder’s specific 9238 Grigio Street $660,000 listing, https://www.meritagehomes.com/state/ca/sacramento/9238-grigio-street . October 21, 2026 sample, checked against builder pages October 23, 2026.
  9. Contra Costa County: Meritage Homes, Cedarstone, Oakley, community price starting at $695,000 on the primary-source builder page, https://www.meritagehomes.com/state/ca/bay-area/cedarstone . October 21, 2026 selected starting price, checked against builder page October 23, 2026; other listed inventory can cost more.
  10. Fresno County: KB Home, Parkside at Peach Avenue, Fresno, advertised starting price $406,990; builder-owned page, https://www.kbhome.com/new-homes-fresno-area/parkside-at-peach-avenue . Plus solar and possible homesite premium; October 21, 2026 sample price, checked against builder page October 23, 2026.
  11. California Department of Housing and Community Development, Revised 2026 State Income Limits, June 23, 2026, four-person area median income table, https://www.hcd.ca.gov/sites/default/files/docs/grants-and-funding/income-limits-2026.pdf . The 200% value is an illustrative benchmark, not an individual mortgage approval.
  12. Golden State Finance Authority, GSFA Platinum Standard down-payment assistance, https://www.gsfahome.org/programs/dpa/platinum.shtml ; Freddie Mac, Primary Mortgage Market Survey, October 15, 2026 archive, https://www.freddiemac.com/pmms/archive . A 7.40% 15-year subordinate loan and a 9.40% stress rate are modeling assumptions, not published Proposition 37 rates.
  13. California Housing Finance Agency, MyHome and deferred down-payment assistance programs, https://www.calhfa.ca.gov/homebuyer/programs/myhome.htm ; Official California Proposition 37 voter analysis, https://www.lao.ca.gov/BallotAnalysis/Proposition?number=37&year=2026 . Deferred-zero-payment subordinate loan is an illustration only, not an announced Proposition 37 product.

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